The Insurance Fraud Enforcement Department track down a ghost broker who has been pocketing his victim's money leaving them to drive uninsured. A paparazzi photographer's sensational story of how he was mugged at knifepoint is exposed as a work of fiction, a game show appearance on national television in the United States leads to one woman's 'come on downfall' and a travel insurance company smell a rat when they receive a claim for a nose job while abroad.